The Dirham to PKR rate today (26 March 2026) stands at Rs. 76.40 (open market buying) and Rs. 77.00 (open market selling), while the interbank rate is Rs. 76.90 , confirming the UAE Dirham’s continued steady performance against the Pakistani Rupee during Eid-ul-Fitr week. The AED/PKR pair has maintained one of the most stable trajectories of any currency pair in Pakistan , trading within a narrow 12-month range of Rs. 75.49 to Rs. 79.87 due to the Dirham’s unbreakable fixed peg to the US Dollar (1 USD = 3.6725 AED) since 1997.
For Pakistan’s estimated 1.5–2 million overseas workers in the UAE , in Dubai, Abu Dhabi, Sharjah, and Ajman , this rate directly determines their family’s financial well-being every month. This complete 2026 guide covers live rates, interbank vs open market breakdown, full weekly history, city-wise rates, all Gulf currencies, the best remittance platforms, and every conversion your family needs.
Dirham to PKR Today – 26 March 2026 (All Markets)
| Market | Buying Rate (PKR) | Selling Rate (PKR) |
| Open Market | Rs. 76.40 | Rs. 77.00 |
| Interbank (SBP) | Rs. 76.65 | Rs. 76.90 |
| Mid-Market Rate | , | Rs. 76.50 |
| Today’s Spread (Open Market) | , | Rs. 0.60 (buy–sell difference) |
| Monthly Change (30 days) | , | -0.58% (–Rs. 0.45) |
| 12-Month Low | , | Rs. 75.4904 (30 Mar 2025) |
| 12-Month High | , | Rs. 79.8671 (10 Mar 2025) |
Today the AED to PKR exchange rate is Rs. 76.90 in the interbank market. UAE Dirham rates in the open market are different from the interbank rate. Sources: hamariweb.com, trips.pk, Forex Association of Pakistan , verified 26 March 2026.
AED to PKR Quick Conversion Table – 26 March 2026
The most practical section for Pakistani families receiving remittances from the UAE:
| AED Amount | Open Market PKR (Rs. 77.00 sell) | Interbank PKR (Rs. 76.90) | Difference |
| 1 AED | Rs. 77.00 | Rs. 76.90 | Rs. 0.10 |
| 10 AED | Rs. 770 | Rs. 769 | Rs. 1.00 |
| 50 AED | Rs. 3,850 | Rs. 3,845 | Rs. 5.00 |
| 100 AED | Rs. 7,700 | Rs. 7,690 | Rs. 10 |
| 500 AED | Rs. 38,500 | Rs. 38,450 | Rs. 50 |
| 1,000 AED | Rs. 77,000 | Rs. 76,900 | Rs. 100 |
| 2,000 AED | Rs. 154,000 | Rs. 153,800 | Rs. 200 |
| 5,000 AED | Rs. 385,000 | Rs. 384,500 | Rs. 500 |
| 10,000 AED | Rs. 770,000 | Rs. 769,000 | Rs. 1,000 |
What does 1000 AED convert to in PKR? PKR 76,400 (buying), PKR 77,000 (selling). At today’s open market rate, sending 1,000 AED gives your family exactly Rs. 77,000. On 5,000 AED, choosing the right transfer channel saves Rs. 500 more per transaction.
Dirham Rate History – January to March 2026 (Weekly Tracker)
The UAE Dirham to Pakistani Rupee open market rate saw fresh updates on March 12, 2026, with the selling price reaching around Rs. 76.65 per Dirham. Currency dealers say the latest exchange rate reflects steady demand for Gulf currencies in Pakistan, particularly due to remittances from overseas workers in the United Arab Emirates.
| Date | Interbank (PKR) | Open Market Buy | Open Market Sell | Key Event |
| 26 March 2026 | Rs. 76.90 | Rs. 76.40 | Rs. 77.00 | Eid week , stable, high remittances |
| 24 March 2026 | Rs. 76.90 | Rs. 75.55 | Rs. 76.90 | Daily Pakistan data confirmed |
| 17 March 2026 | Rs. 76.65 | Rs. 76.00 | Rs. 76.65 | Forex Association update |
| 12 March 2026 | Rs. 76.65 | Rs. 75.45 | Rs. 76.65 | TechInside confirmed rate |
| 9 March 2026 | Rs. 76.08 | Rs. 75.75 | Rs. 77.00 | PhysioCure: post-petrol hike |
| February 2026 | Rs. 76.12–76.50 | Rs. 75.90 | Rs. 76.80 | PKR mild strength |
| January 2026 (Avg) | Rs. 76.40–76.55 | Rs. 76.10 | Rs. 76.90 | Gold record month; AED stable |
| Mar 2025 (Low) | Rs. 75.49 | , | , | 12-month absolute low |
| Mar 2025 (High) | Rs. 79.87 | , | , | 12-month absolute high |
Key insight: Monthly AED to PKR fluctuation during the last 30 days shows a change of PKR -0.45 and -0.58% in terms of percentage. The Dirham has barely moved , a Rs. 0.45 change over 30 full days makes this one of the most predictable currency pairs for Pakistani remittance planning.
Interbank vs Open Market Dirham Rate – What’s the Difference?
The open market rate is used by exchange companies and currency dealers, while the interbank rate is used by banks for larger financial transactions.
Here is what that means in plain language:
| Feature | Interbank Rate | Open Market Rate |
| Today’s Rate | Rs. 76.90 (sell) | Rs. 77.00 (sell) |
| Set By | State Bank of Pakistan (SBP) | Forex Association of Pakistan |
| Who Uses It | Banks, institutions, large transfers | Exchange companies, walk-in customers |
| Transaction Size | Large , imports, bank wires | Small , remittances, travel, daily cash |
| Access Point | Commercial bank branches only | 1,000+ licensed exchange companies |
| Spread Today | Rs. 0.25 (buy–sell) | Rs. 0.60 (buy–sell) |
| Best For | Roshan Digital Account, SWIFT transfers | Walk-in cash exchange |
Today’s gap between interbank (Rs. 76.90) and open market (Rs. 77.00) is just Rs. 0.10 , an exceptionally tight spread confirming complete market stability and high liquidity in the AED/PKR pair this Eid week.
Why Is the AED to PKR Rate So Stable in 2026?
UAE Dirham and Saudi Riyal remain closely aligned due to their peg to the greenback. But there are multiple reasons why the Dirham stays so predictable against the rupee:
| Stability Factor | Detailed Explanation |
| AED Pegged to USD (Fixed) | 1 USD = 3.6725 AED since 1997 , the Central Bank of UAE has never broken this peg in 27 years |
| UAE Oil Wealth | Abu Dhabi holds 6% of global proven oil reserves , the UAE’s economic foundation keeps the Dirham bulletproof |
| 1.5–2M Pakistani Workers in UAE | Constant, predictable AED-to-PKR supply from 1.5–2 million Pakistanis working in Dubai, Abu Dhabi, Sharjah, Ajman |
| Eid Remittance Surge | March–April 2026: remittance volumes 15–20% above monthly average , extra AED supply stabilizes the pair |
| SBP Market Controls | State Bank of Pakistan prevents PKR from swinging sharply even when USD/PKR fluctuates |
| IMF Programme Compliance | Pakistan’s IMF EFF programme keeps PKR anchored in a managed float , indirect benefit for AED/PKR stability |
Because the UAE Dirham is pegged to the US dollar, its movement in Pakistan often follows changes in the USD to PKR exchange rate. If remittance inflows from the UAE remain strong, the demand for Dirhams in the local market is expected to continue.
All Gulf Currency Rates in Pakistan – 26 March 2026
Pakistani workers are spread across all six GCC nations. Here are today’s complete Gulf currency rates:
| Currency | Country | Flag | Buying (PKR) | Selling (PKR) |
| UAE Dirham (AED) | UAE | 🇦🇪 | Rs. 76.40 | Rs. 77.00 |
| Saudi Riyal (SAR) | Saudi Arabia | 🇸🇦 | Rs. 73.80 | Rs. 74.75 |
| Kuwaiti Dinar (KWD) | Kuwait | 🇰🇼 | Rs. 903.00 | Rs. 912.00 |
| Qatari Riyal (QAR) | Qatar | 🇶🇦 | Rs. 76.50 | Rs. 77.20 |
| Omani Riyal (OMR) | Oman | 🇴🇲 | Rs. 723.00 | Rs. 730.00 |
| Bahraini Dinar (BHD) | Bahrain | 🇧🇭 | Rs. 740.00 | Rs. 748.00 |
Higher-value Gulf currencies like the Kuwaiti Dinar and Omani Riyal continue to dominate the list in terms of exchange value. Among all Gulf currencies, the Kuwaiti Dinar (Rs. 912/KWD) gives the most rupees per unit , more than 10x the Dirham’s value.
Dirham to PKR City-Wise Rates – Pakistan (26 March 2026)
The difference between buying and selling prices represents the currency dealer margin, which varies slightly across cities such as Karachi, Lahore, and Islamabad.
| City | AED Buying (PKR) | AED Selling (PKR) | Notes |
| Karachi | Rs. 76.40 | Rs. 77.00 | Highest liquidity , best rates |
| Lahore | Rs. 76.35 | Rs. 76.95 | Second most active market |
| Islamabad / Rawalpindi | Rs. 76.45 | Rs. 77.05 | Capital premium Rs. 0.05–0.10 |
| Faisalabad | Rs. 76.30 | Rs. 76.90 | Slightly lower volume |
| Multan | Rs. 76.35 | Rs. 76.95 | Stable mid-range |
| Peshawar | Rs. 76.50 | Rs. 77.10 | Higher demand from Afghan-UAE corridor |
| Quetta | Rs. 76.55 | Rs. 77.15 | Border market premium |
Tip: Karachi consistently offers the best Dirham rates in Pakistan due to its large concentration of UAE-based expatriate families and the highest forex dealer density in the country.
Best Ways to Send Dirhams to Pakistan in 2026
For remittance planning, Pakistani expatriates can maximize value when sending money home by monitoring the AED to PKR open market rate.
| Platform | AED/PKR Rate | Fee | Speed | Best For |
| Roshan Digital Account (RDA) | Interbank , Rs. 76.90 | Zero fee | 1–2 days | Best rate + tax-free income |
| Al Ansari Exchange (UAE) | Near open market | Low | Same day | Cash pickup in Pakistan |
| UAE Exchange / Lulu Exchange | Near open market | Moderate | 1–3 days | Widely accessible across UAE |
| Wise (TransferWise) | Mid-market rate | Low fixed fee | 1–2 days | Best for tech-savvy users |
| JazzCash International | Competitive | Low | Hours | Direct wallet deposit |
| Easypaisa International | Competitive | Low | Hours | Wallet-to-wallet |
| Western Union | Slightly below market | Higher fee | Minutes | Urgent cash transfers |
| Bank SWIFT Transfer | Interbank + small fee | Bank charges | 2–3 days | Large business amounts |
Roshan Digital Account , The Gold Standard for UAE Workers
The Roshan Digital Account (RDA) remains the unbeatable option for Pakistanis sending regular remittances from the UAE:
- ✅ Interbank exchange rate , no dealer markup, no hidden charges
- ✅ Zero income tax on all incoming remittances deposited in RDA
- ✅ 6–7% annual profit on PKR-denominated term deposits
- ✅ Fully digital , open and manage from UAE without visiting Pakistan
- ✅ Repatriation guaranteed , can send money back to UAE if needed
- ✅ Available through 20+ Pakistani banks , HBL, MCB, Meezan, UBL, Bank Alfalah
How the AED-USD Peg Protects Pakistani Families
The UAE Dirham’s fixed peg to the US Dollar is one of the most important economic facts for every Pakistani worker in the UAE. Here is what it means in real rupees:
Without the peg (hypothetical float scenario): If AED floated freely like GBP or EUR, it could drop 10–15% in a bad month , meaning a family receiving 2,000 AED/month could lose Rs. 14,000–Rs. 22,000 overnight.
With the peg (reality): The 12-month AED/PKR range was just Rs. 75.49 to Rs. 79.87 , a total swing of Rs. 4.38 per Dirham over an entire year. For a family receiving 2,000 AED monthly, their PKR income varies by just Rs. 8,760 maximum over the whole year , highly predictable budgeting even in volatile economic times.
| Scenario | Monthly AED Sent | PKR Received (Low) | PKR Received (High) | Annual Variance |
| Small remittance | 500 AED | Rs. 37,745 | Rs. 39,934 | Rs. 2,190 |
| Average family | 1,500 AED | Rs. 113,235 | Rs. 119,801 | Rs. 6,566 |
| Higher earner | 3,000 AED | Rs. 226,470 | Rs. 239,601 | Rs. 13,131 |
Factors That Move the Dirham to PKR Rate
Several factors influence the Dirham to PKR open market rate, including the UAE Dirham’s peg to the US dollar, remittance inflows, market demand, and economic conditions.
| Factor | Direction of Impact on AED Rate in PKR |
| USD/PKR strengthens (dollar rises) | AED rises too , more PKR per Dirham |
| USD/PKR weakens (dollar falls) | AED falls too , fewer PKR per Dirham |
| More Pakistanis working in UAE | More Dirham supply → slight downward pressure |
| Ramadan/Eid remittance season | More AED supply → keeps rate stable or mild decline |
| Iran-US conflict escalation | Safe-haven USD demand → AED rises with USD |
| UAE Economic Growth | Strengthens UAE economic standing → Dirham stays robust |
| Pakistan forex reserve growth | Stronger PKR → slightly fewer rupees per Dirham |
| IMF review milestones | Positive reviews = stronger PKR = fewer rupees per Dirham |
PKR to AED – Reverse Conversion Table
Useful for Pakistani travelers heading to Dubai, Abu Dhabi, or Sharjah:
| PKR Amount | AED Received (at Rs. 76.40 buy rate) |
| Rs. 10,000 | AED 130.89 |
| Rs. 25,000 | AED 327.23 |
| Rs. 50,000 | AED 654.45 |
| Rs. 100,000 | AED 1,308.90 |
| Rs. 200,000 | AED 2,617.80 |
| Rs. 500,000 | AED 6,544.50 |
Travel tip: Pakistan to UAE travelers get the buying rate (Rs. 76.40) at exchange companies , meaning you receive fewer Dirhams per rupee. Always exchange in Pakistan at licensed companies before departure , UAE airport exchange booths give significantly worse PKR-to-AED rates.
Frequently Asked Questions (FAQs)
Q: What is the Dirham to PKR rate today on 26 March 2026? The current AED to PKR rate today: Buying rate PKR 76.40, Selling rate PKR 77.00. The SBP interbank rate is Rs. 76.90. These rates are confirmed by the Forex Association of Pakistan as of 26 March 2026.
Q: What is the difference between interbank and open market Dirham rate in Pakistan? The open market rate is used by exchange companies and currency dealers, while the interbank rate is used by banks for larger financial transactions. Today’s gap is just Rs. 0.10 , meaning both markets are in near-perfect alignment, confirming strong AED/PKR stability.
Q: Why is the Dirham to PKR rate so stable compared to other currencies? The UAE Dirham has maintained a fixed peg to the US Dollar at 1 USD = 3.6725 AED since 1997 , for 27 consecutive years. This peg eliminates internal Dirham volatility. AED/PKR only moves when USD/PKR moves, making it far more predictable than EUR/PKR or GBP/PKR.
Q: How much is 1,000 AED in Pakistani Rupees today? At today’s open market selling rate, 1,000 AED = Rs. 77,000. At the interbank rate, 1,000 AED = Rs. 76,900.
Q: What is the best way to send Dirhams from UAE to Pakistan in 2026? The Roshan Digital Account (RDA) is the best overall option , interbank exchange rate, zero income tax on incoming remittances, and 6–7% profit on term deposits. For same-day cash pickup, Al Ansari Exchange and UAE Exchange offer near-market rates.
Q: How do I get the best Dirham exchange rate in Pakistan? For the best rate, use licensed exchange companies and reliable online converters. Compare at least 3 licensed exchange companies before transacting. Karachi’s Sarafa Bazaar and licensed forex companies offer the most competitive rates. Avoid airport counters , they offer Rs. 2–5 below open market rates.
Q: Is the AED rate the same in Karachi, Lahore, and Islamabad? Rates are nearly identical nationwide with minor differences of Rs. 0.10–0.15 due to local dealer premiums and city-specific demand. The difference between buying and selling prices represents the currency dealer margin, which varies slightly across cities such as Karachi, Lahore, and Islamabad. Karachi typically offers the most competitive rates.
Q: When is the best time to exchange Dirhams for maximum PKR? Exchange early on weekday mornings (9–11 AM, Monday to Thursday). Eid season (March–April 2026) is particularly favourable , high remittance volumes create abundant AED supply, keeping selling rates competitive. Avoid exchanging late Friday afternoons when dealer liquidity drops.
Final Thoughts
The Dirham to PKR rate today , Rs. 77.00 (open market selling) , reflects one of the most stable and predictable currency exchanges in Pakistan’s forex market. Backed by the UAE’s unbreakable 27-year dollar peg, consistent remittance inflows from 1.5–2 million Pakistani workers, and Pakistan’s improving $19.59 billion forex reserves, the AED/PKR pair is a bedrock of financial stability for millions of Pakistani families.
For UAE-based Pakistanis sending money home this Eid, the Roshan Digital Account remains the wisest choice , delivering interbank rates, zero taxes, and profitable deposits all in one platform. For walk-in cash exchange, always compare at least three SBP-licensed exchange companies before handing over your Dirhams.
Check Live Rates At:
- hamariweb.com/finance/forex/aed-to-pkr , Updated daily from SBP
- forex.pk/currency-aed-to-pkr , Interbank + open market comparison
- trips.pk/currency/aed , Real-time open market with conversion tool
- Roshan Digital Account: sbp.org.pk/rda (best rate for remittances)
- SBP Helpline: +92-21-3245-1122
Read More: How to Check PMT Score by CNIC – Verify BISP & Ehsaas Eligibility | 8171 Online Verification 2026
